On Skepticism versus Faith/Belief

Belief/Faith versus Skepticism is an interesting subject to me. On an online forum I frequent, I found myself getting into the subject and describing the two in probably the simplest terms possible. In the following, the "city" I refer to is Tulsa. It's probably a rehash of something else I wrote, but here's my simple description of the nature of Faith and Skepticism.

Both Faith and Skepticism have "pitfalls". Faith is a very basic principle, but it's omnipresent. All people have Faith, of one type or another. With the city it could be Faith that the city works the way it's supposed to; or Faith that the city is somehow "good"; or Faith that the city is somehow "evil". For everyone, it's probably a combination of the three. And that Faith naturally leads to certain "actions" or "inactions".

Skepticism acts toward altering a "belief." Changing the course of "Faith". One might have Faith that the city is "all good" or "all evil". Then something happens, and that person becomes Skeptical of that belief; or that person ignores the new information and "keeps the Faith." Skepticism doesn't cause "action", it just alters the course of "Faith" thereby altering the course of "action" or "inaction."

Skepticism is a tool, Faith is the prime driver of "action". Skepticism without Faith is worthless. If everyone were Skeptics all the time, literally nothing would be done. Faith without Skepticism can lead to "wrong"-action. There are plenty of example of that.